NO PROMO RATES, HAND-CHECKED

Savings Rates

What bank savings accounts in the region really pay on a normal balance. Welcome bonuses, conditional uplifts and "up to" rates that need a linked account or a limited number of withdrawals are stripped out: the number you see is the plain rate on – with no strings.
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accounts checked
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best real rate
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typical real rate
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central bank rate
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promo rates stripped

The leaderboard

One row per savings account, ranked by the real rate: what your balance earns with no welcome bonus, no linked-account uplift and no promo period. When the bank advertises something bigger, the struck-through number is that headline and the condition is under it. Tiered and capped accounts re-rank as you change the amount. Click a row to open the bank's page; hover for the fine print.

Type
Access
Bank
Your balance Your balance × the real rate, before any promo. Tiered accounts use the tier your balance falls in.
# Bank & account

Best account for each need

The highest real rate in each situation, with the next three banks behind it. Click any name to open the bank's page.

The promos, for what they're worth

Advertised headline Real rate, no strings

What the numbers say

Frequently Asked Questions